Hiring the Right Real Estate Attorney

Investing in property is a very important decision in one's life. You are going to invest all your savings, in some cases a hefty loan, into buying a property that you will cherish for the rest of your life. You won't want to spend that money buying something that's not worthwhile. Getting cheated is often possible especially when you are involved with investments. Even if you are not really cheated with the property, you can always be cheated while signing an agreement or making that buying decision. You could be asked to agree to clauses that are not legal or, something like that. It is always good to hire a real estate law firm who would give you the perfect legal advice in such cases. After all when you are investing a lot of money buying a property, investing a small amount in an attorney is good idea to protect the legal issues. When hiring a law firm or its attorney, there are some aspects that you should not ignore. Here's how you select the right real estate attorney for your property related investment.

Referrals or Relationships

A good real estate attorney could be realized with good relations. Probably when you dealt with a law firm in your last dealing, you made good relations with them. This would help you in your current dealing as well. But, if not then try to get some good references. Your neighbor, your relative or, your best friend could have hired a real estate law firm in the past when selling or buying a property. You can ask them about it and, get a real good deal. Hiring a real estate law firm from references or past deals makes sense as you get the right attorney. Remember, its about your property and the legalities of that property. So, you need to make the right choice in here.

From the Bar Association

If you have none of the above mentioned sources, you could probably contact the bar association in your state for help in the same. They can provide you with a list of attorneys who deal with real estate on a daily basis. In fact, you can even come up with listings of law firm dealing in real estate. Both of these together make up for a good research and comparison. You can ask people around you and, do some research before choosing the right attorney.

Consult your List

Once you have come up with a list of attorneys, you can probably consult a few of them personally. These personal meetings can help you understand if they have the right experience and talent to get you through your property dealing. You can even seek some legal advice during these consultations. If you feel the attorney suits you, you can close the deal with him and hire him straight away.

Legal part in property matters is very important. So, make sure you spend enough time and money in hiring the right attorney.

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What is PP in Digital Photography?

Of course, we would like to say, that this is PP Group – a leading team in the photography branch, because this is our name! Because we are PP Group. But PP in the Digital Photography means something else.

Our research shows, that most of the people use this abbreviation – PP in digital photography conversations to say the word "Photoshop" shortly. It comes out from the first and the last letters in the word – P. Normally the Photoshop software is in use from the Professional Photography, because it offers a lot of abilities for picture optimization and getting higher images quality.

Another use for PP with the photography stuff is when people are trying to say "Post-Processing" shortly. In this case people are talking about the Post-Processing in Digital Photography or for short: "PP in Digital Photography".

You can see the PP abbreviation, when it says "Photographic process". It means the processing, developing photographs. As we understand there is even a book, called this way – "Photographic Processes", which describes the PP – color-negative / color-reversal processing, shooting and developing photographs. Color and B&W (Black and White) film and print processing, as well.

And talking about print processing we remembered that there is another PP meaning, which is used in digital photography conversations. That's right! This is the Photo Printer's stuff or the Photo Paper's stuff. There are even some printers' models that are called "(something) PP". One of them is a Canon's model. Or photo paper, called "high gloss photo paper PP 101D" or something similar.

May be you will hate us, but we feel the need to share with you, that there is another PP abbreviation and it's for Pocket Pouch. Believe us – we think that this is not normal too, but it is a fact. The pocket pouches for your digital cameras can be offered in some sites or pamphlets like PP for digital cameras.

Believing or not, but you may see PP like "pages" meaning in Photography as well. There are lots of lessons, courses, lectures and articles that are written on different places – mostly in the internet and they are quotations from some photography books. When it is attended by numbers it is too possible PP to be a page number. Mostly it looks like this way: pp 136-278, and means, as you know – pages 136 to 278.

Well, it is not so difficult to understand what is PP in the Digital Photography now, when you know the rest of the text. You can assess which meaning will be helpful for you and to understand the main text idea.

It is too possible to see another PP meaning as well; another not described here, because people like to use abbreviations. But, don't forget that in general currency PP means "Photoshop", when the conversation is for the Photography.

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Apiary Investment Fund – The Prospects

Investing and earning handsome returns cannot be any easier, thanks to the Apiary Investment Fund. This proprietary trading fund is a well crafted financial investment program whose sole aim is to gift its investors with both financial knowledge and monetary gains.

Why Invest in the Apiary Investment Fund?
In the wake of widespread financial scams and fraudulent pyramid schemes that have conned unsuspecting customers off their hard earned savings, it is well understandable why someone would tread cautiously with the Apiary Investment Fund. "Prove to me that this investment fund is not another online scam" many people would ask. Well, the answer to this question is pretty simple and straightforward as outlined here!

The Apiary Investment Fund is not only an opportunity for you to make earnings from trading but a financial training program. It is an integrated financial business module that offers comprehensive training through the Apiary Trade Development Program. This is a very rich course that is designed to run for a period of twelve weeks. However, there is the flexibility of going through the course at a pace that you find convenient for you.

Is the Apiary Trade Development Program That Important?

Well, it should not be lost on you that the financial markets are quite volatile and the competition out there is simply cut-throat. Investing and making good earnings is an art by itself in that you will require hours of practice and mastering the art of taking well calculated risks. Be that as it may, going through the Apiary Trade Development Program is a tested and proven way of becoming a successful money manager not only with the Apiary Fund, but in any forex market worldwide.

Are There Any Costs Involved?

Think about it, ever heard of any investment program that takes you through a money management course and does not require you to deposit even a single cent into your trade fund? To go through the Apiary Trade Development training and internship program, you are required to part with $ 997. This covers for all the audio, visual course content as well as the trading software for practical lessons. The $ 97 is meant to cater for a technology / desk fee which covers all the real-time data, software licensing, and website and live streaming discussion access.

You can still access the training resources of this program even if you do not have intentions of becoming a money manager for the Apiary Fund at a cost of $ 97 per month. If you will be interested in joining the fund later on, you must take the three mandatory certificate classes for $ 300 each as this is the only way you qualify to get a funded account.

After successful completion of the course, the Apiary Investment Fund risk managers will be at hand to analyze and confirm that your virtual trading statistics are sufficient. Remember, the Apiary Investment Fund is not a security and thus you cannot invest your own money in it or pay for any risk deposit. Upon profitable trading, you will receive a profit split of 60% which you can withdraw from your funded account on the 20th day of each month.

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The First Time Renter's Guide To Luxury Condominiums

The travel industry seems to gracefully maneuver big changes to the way they do business, and perhaps one of the biggest changes they've had to navigate is popular of luxury condominiums. The heyday of the hotels, motels, and motorways seems a bit more distant when you consider the accessible amount of luxury the general traveler can get for about the same money.

Therein lies the largest part of the travel industry's changes – it's the fixation on the bottom line. Now, let's be clear in saying that running a successful business that caters to travelers is totally cool. But as with anything business, once the consumer finds that he or she has the upper hand in getting what they want, businesses have to really work hard to stay in the game. Luxury condominiums just happen to be one of the number of other non-traditional accommodation options travelers can take advantage of.

But what if you've never thought about renting a luxury condominium? Maybe you've never even heard of one, but now that it's on your radar, you'd like to see if it's right for you and your family.

Here's a quick guide to get you started:

It's All About What the Family Wants vs What They Need – Luxury condominiums aren't just one type of domicile. You have options depending on your budget. The hard part is deciding what you and your family want out of your rented digs for the duration of your trip. What amenities are absolute essentials and which can kick rocks? It's a tough way to open up travel talk, but it makes a big difference.

Close to the Action … Maybe – Travel industry insiders seems to be at odds about this one. Some note that if you stay closer to the action in your destination city, you're likely to pay more for everything including your condo. Then again, others indicate the exact opposite. All this really means is that if you find a condo that you really like & seems to have everything you want, call ahead & check pricing just in case.

Size and Age of Group – It may seem a little personal, but understanding the diverse group you're traveling with will help you narrow down luxury condominium choices. Considering there are usually flexible floor plans, you should be OK. You definitely have to factor in the age of your travelers. If you have teens traveling with toddlers and sexagenarians, you'll be contending with three very unique schedules.

Be A Savvy Consumer – Earlier, it may have seemed as though we were bagging on people being good consumers, and that's the furthest thing from the truth. You want as much bang for your buck when you're traveling, and there's no better way than to find a great rate for your accommodations. The internet will be your best friend, but don't forget to actually call the condo. It's a lost art, but it'll give you the opportunity to ask about any discounts that may come with memberships you have.

Luxury condominiums certainly do seem like the perfect way to spice up the old family vacation, and with so so many choices, it's definitely worth a look when you plan your next getaway.

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Moto G3: Great Phone, Shame About That Back

Motorola has just revved its lineup of smartphones for the third time in as many years. A lot has happened in the past year for Motorola. The company has gone from being one of the biggest names in mobile phones to being owned by Google and has now been sold to Chinese computer maker, Lenovo. The phones don't seemed to have suffered though and the Moto G3 is a great update to probably the best selling product from Motorola in recent years. Lenovo has a record of buying great brands and not tampering with them. They have done nothing to hurt the IBM personal computing brand since acquiring it a few years ago and their ownership of Motorola has not hindered the phone maker from improving its smartphone lineup for 2015.

With the Moto G3, Motorola has once again kept what worked and made changes necessary to quell critics and bring the phone up to date for 2015. All this while maintaining the midrange price point that as made the Moto G a best seller around the world. In some countries you can even get Moto G3 cases as well as the metallic strip on the rear pf the phone, in a range of colors, at no extra cost. In the rest of the world though, white and black are your only choice and you will have to go with aftermarket Moto G3 cases if you want a little customization.

If you get one of these aftermarket G3 cases you will have a phone that is very well protected not only from bumps, drops and scratches, thanks to the Gorilla Glass on the front of the phone, you will also have a waterproof phone. One of the big new feature additions to the Moto G for 2015 is the IPX7 rating. This means that the G3 can withstand immersions in water up to a foot deep for up to half an hour, without biting the dust. While all Motorola phones have always had great splash resistance thanks to a nano coating that the company applies to the internals of the devices, the IPX7 rating means that you can get pushed into a pool with the phone in your pocket or drop it into a basin and still have a phone that works.

Water resistance and colored Moto G3 cases aren't all that's new for 2015 though. The new version of the G also gets much better cameras, both at the front and the back. The front shooter gets upgraded to 5 Megapixels and the rear camera goes all the way to 13 Megapixels this time around. This gives both cameras the ability to shoot full 1080p video, another first for the G. The G3 also gets a much better dual tone flash at the rear which should make for much nicer photos in the dark. These updates along with slightly beefed up internals and an almost stock version of Android Lollipop should mean that the Moto G remains one of the best sellers, not only in its price bracket but across all Android phones.

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Leadership Myths and Demons

We think we understand leaders and leadership. And I suppose to some extent we do. But we also work with a lot of leadership mythology -curious ideas developed over time like urban legends-and demons -either blaming leaders for evil in the world or looking upon leadership with suspicion.

Leadership myths are pervasive and persistent. What makes them troubling is that people who believe them usually fail to reach their leadership potential-and they sometimes hold others back as well. The myths and demons get in the way like barriers on an obstacle course.

Consider these myths:

  • Leaders are born.
  • Leaders are men.
  • Leaders are wealthy.
  • Leaders are especially charismatic.
  • Leaders are White.
  • Leaders are superb communicators.
  • Leaders are just managers who have more power.
  • Leadership is authority.
  • Leadership is hierarchical or positional.
  • Leadership can't be taught.

You may be able to cite single examples for all of these statements, but one example does not make a law. On the other hand, one example to the contrary will invalidate what someone thinks is a law and we can point to plenty of exceptions. None of these statements may be generalized to all leadership in all times and cultures.

For example, I've never met a leader who hadn't been born, so proclaiming "Leaders are born" like it's a breakthrough discovery is silly. But many people still believe leadership attributes and skills are instilled at birth and that's it. If you did not get the leadership gene from the stork, so the argument goes, you're never going to be a leader.

This idea is reminiscent of the feudal perspectives of the Middle Ages all the way back to the divine right of kings. But claiming leaders are born and never "made" doesn't stand the test of experience.

Leaders are men, and wealthy men at that. Oh really? Joan of Arc was neither a man nor wealthy. Same can be said for Harriet Tubman and Mother Teresa. Have a disproportionate number of leaders been men and have many leaders been wealthy? Sure. But this historical fact says more about lack of access for women in certain times and cultures than it does about innate ability. And more than one wife has led from behind the scenes when her husband, the elected or expected leader, wouldn't or couldn't lead. Ask Mrs. Woodrow Wilson.

Leaders aren't leaders unless they exude charisma. Wrong again. President Calvin Coolidge was a smart man, but charisma certainly isn't a word associated with his memory. Charisma isn't essential. Non-charismatic "Silent Cal" still got a few things done.

Leaders are as different in personality and gifts as the leaves in a forest of trees. Gifted Native American speakers Tecumseh and later Chief Joseph were leaders in a lost cause, and they weren't White. Neither was Martin Luther King, Jr., an orator of the first rank and the most important leader of the American Civil Rights Movement. The biblical Moses, arguably one of the greatest leaders who have ever lived, at least initially struggled with poor communication skills.

Leaders are just hyped-up managers. No, leaders may be good managers, and some managers may possess leadership skills. But leaders are more than just managers with more clout. Leaders lead, and managers, well, they manage. We need them both.

Leadership isn't just for those who possess formal authority, have amassed power, or hold a position. Talent and tenacity trump titles any day. That's one lesson from the American Revolutionary War. Ragtag colonists took nearly eight years to do it, but they succeeded in chasing the Redcoats and chastening the King. Women without power or position-yet leaders-from Elizabeth Cady Stanton to Susan B. Anthony, worked throughout the Nineteenth Century to secure American women's right to vote, finally granted in 1920 in the Nineteenth Amendment of the United States Constitution. Even "title-less" leaders get things done.

Consider these demons:

  • Leaders are robber barons.
  • Leaders are anti-democratic.
  • Leadership is Machiavellian, ie manipulative.
  • Leadership is tyrannical.
  • Leadership is intimidation or coercion.
  • Leadership is controlling, dictating.
  • Leadership contradicts service or "servanthood."

For some reason, our ideas about leadership get twisted up with our image of "bad guys" and their desire to conquer the world. Lex Luthor in the Superman movies. Adolph Hitler in real history. Some people can't seem to think about leaders without wincing. In this view, leaders are self-promoters, "politicians" who can't be trusted. Only "the people" will ultimately be in the right.

Some of this attitude toward leadership is fostered by American democratic culture. We haven't fully trusted a leader since we threw off England's King George and our George left the first presidency.

Some of this suspicious attitude is justifiable. A few leaders haven't deserved the allegiance and power they commanded or usurped, and some leaders have left lasting bitterness in their wake. Richard Nixon is America's highest profile recent example. And historically, the world has certainly endured evil leaders-from the Old Testament King Jehoram, about whom it was said, "He passed away, to no one's regret," to Genghis Khan to Nero to Pol Pot to Saddam Hussein to Kim Jong- il. Sadly, the rogue's gallery is full.

Dishonest, anti-democratic, manipulative, tyrannical, coercive, and dictatorial demagogues are the bad people. Yet their record shows us morally questionable individuals holding leadership positions, not a record of something intrinsically irredeemable about leadership in general.

Leadership is a tool. As free moral agents human beings can use leadership for good or for evil. Leadership always gets back to character.

As people who can choose, we can choose to lead. None of these common myths or demons ultimately hold water and none of them should stop anyone from becoming a leader if desire and opportunity calls for it.

Part of what makes leadership so fascinating is that leaders come from all walks and byways of life. No one is excluded. For this we can be grateful to God and to a democratic and open country where individuals matter.

Tom Brokaw described an entire generation as leaders. He noted in his book The Greatest Generation that America is losing several thousand per day who survived the Great Depression and World War II. This generation was the "greatest" because they answered the call time and again. They led by example, commitment, and participation. These men and women took the measure of their challenges and in some cases gave "the last full measure" to defend what they believed in.

The question we now face is who will take the Greatest Generation's place of leadership? It can be you, and false mythologies and demons shouldn't get in your way.

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Education Funding Options

As the cost of higher education continues to rise, many parents and young people struggle with how to cover the cost of college education. Costs of in state and private schools. What are your options when planning for education funding?

529 Plan- These types of plans allow you to contribute after tax dollars that grow tax free. Qualified withdrawals from the plan are not taxed when used for qualified education expenses. You can choose a savings plan that works similar to an IRA, which allows the student to attend a school of his / her choice. Or, you can choose a pre-paid plan that allows you to pre-pay part or all of the costs of an instate public college education.

Life Insurance – Some types of life insurance build cash value and also provide a death benefit. If funded properly, you can access the cash value at the time the child attends college. Keep in mind that accessing the cash value, could also affect the death benefit provided under the policy.

Student Loans- Student loans can be helpful but it is important to remember that students may have to divert funds in the future to repay loans. These are funds that could be used to be used to accomplish other financial goals. If borrowing becomes a necessity, parents could also take a home equity loan and deduct the loan interest at tax time.

Transferring Funds to Children- As of the 2017 tax year, parents and grandparents can gift up to $ 14,000 to each child without gift tax consequences.

Tax Credits- The American Opportunity Tax Credit and Lifetime Learning Credit are tax credits available to full time students. Household income guidelines do apply, so be sure to check the IRS website to see which option might work better for your family.

Education Savings Account- Parents, guardians, or other qualified individuals can contribute up to $ 2000 per year on behalf of eligible students under age 18. Withdrawals from the account are not taxable if used for qualified education expenses. All funds must be distributed within 30 days of the participant's 30th birthday.

The cost of funding higher education can be daunting! It is important to consider many options when thinking about how to fund the cost. All of the above options are various mechanisms available to do so. It is also important to consider what types of grants might be available when selecting educational funding options.

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Sales Meeting Strategies in Commercial Real Estate Brokerage Today

In commercial real estate brokerage, the weekly sales meeting can be a powerful tool when it comes to building the market share momentum for the real estate business and the sales team. The meeting can be well planned to achieve positive leverage and momentum across the agency.

With most agencies today, the weekly sales meeting is a good idea to keep the agents on focus and task. That being said, an agenda is required to achieve that. Minutes should also be created from the meeting to track and measure the efforts of individuals. Good salespeople thrive on positive recognition and individual performance tracking. They understand the benefits of the process.

Weekly sales meetings should occur in the mornings before the business day commences. They should also take no longer than 1 hour so that that the team can get back to the marketplace and the daily activities required.

So the goals of the sales meeting should be to achieve the following:

  • To encourage the team forward with activities in listings and commissions
  • To sustain the momentum and the focus across the group in a positive way
  • To track and measure the activities of individuals
  • To establish positive communication between the sales team and the administration team

It should be remembered that most salespeople dislike lengthy meetings. Any top agent or broker will prefer to have a firm agenda to stick to when it comes to weekly reporting and meeting attendance. The team leader or the sales manager should control the process.

Here are some tips to help you establish a positive process of meetings for your sales team:

  1. The location of the weekly meeting should be varied to encourage activity and attendance. You can move the meeting between different venues and times of day. Breakfast meetings are usually quite successful, and the same can be said for lunch meetings. You will however need an agenda for the process.
  2. Peer group praise will always be a useful tool within a successful sales team. The team leader or the sales manager for the agency should encourage that activity. When a salesperson has achieved great success or an extraordinary deal, share that information around the group at the right time and in the right circumstances.
  3. Once a month allow the full sales team and the administrative team to come together as part of social drinks. The interaction between both groups will be important for the success of the agency.
  4. Establish a points system between members of the sales team. The points system should be varied based on a number of different criteria. In that way you will be recognizing and encouraging everyone, and not just the top agents with the best deals. Look at the different achievements of the week including the best deal of the week, the best marketing campaign, the greatest numbers of inbound calls, cold calling targets, exclusive listings, and new meetings.

Top agents and brokers like efficiency. They also like to get to the point quickly and effectively. Any sales meeting should take no longer than 1 hour, minutes should be created, and agendas should be circulated prior to the next meeting. Respect the time of your top agents, and they will respect the attendance requirements at your sales meetings.

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Best Medical Care – How to find the Best Doctors in Your City

Good health is the most important asset you own. Bad health becomes your largest liability if you lose your health, thus who you get advise, treatment, and direction from becomes the most important decision that you make for the balance of your life. You must research your doctors before you place your life in their hands.

All doctors are not equal so what should you look for to find the best doctor for you? Good Standing with the AMA – It's easy to go to the American Medical Association and do a search by name or by specialty to find out if the doctor that you are considering is in good standing. The site will also give you his hospital affiliation, his education background, and his or her residency training. Here is the link to the AMA's website: ama-assn.org Click on the You and Your Doctor tab, and then Is Your Doctor a Member .

Board Certified – The American Board of Medical Specialties (ABMS), is a not-for-profit organization, that assists 24 approved medical specialty boards in the development and use of standards in the evaluation and certification of physicians. Board Certified physicians make a commitment to keep current in their area of ​​specialty. With the rapid changes in the medical profession it is critical the your physician be Board Certified. Here is a link to the ABMS site where you can learn more: abms.org/

Peer Recognition – The best source of a medical referral is the physicians peer group. The Best of the US is a website that recognizes the best in ten professions, including doctors. They search the medical field for those physicians are in good standing with the AMA, are Board Certified, have been recognized as leaders in their field, and in many case the teachers of their area of ​​specialty. Physicians can also become listed by being nominated for inclusion by other physicians.

Search the Internet – The internet will tell you everything you need to know about the physicians that you are considering. If he or she has written books, papers, or articles you'll find it on the internet. If he or she is or has been sued you'll find it her. If he or she has been recognized as one of the best of class you'll find it here.

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Where Does Advertising Fit Into the Marketing Mix?

Many people get confused about the role of advertising in the marketing mix so here's a simple view of where it fits in.

In the traditional marketing model, we talk about the 4 P's

o Product
o Pricing
o Place
o Promotion

The last section – Promotion is what we mean when we say you are "doing your marketing". It's your communications or your actual marketing activities.

But first, let's get clear about the PURPOSE of marketing and why you want to get good at it.

"The PURPOSE of marketing or it's biggest task is to

persuade prospects to visit you online or offline so you

can present your offer. Done well they come waving their

credit card and ready to buy so there's no need for hard sell. "

Whenever and wherever you get in front of your potential market is your marketing opportunity – you are communicating or getting your message across.

You could say this started as far back as Babylon when the Town Crier was the only delivery method! They went around town shouting out to people to go to the marketplace and you went to the marketplace with your goods to "present your offer".

With the invention of print and other technologies you now have a smorgasbord of delivery methods or media to reach people such as

o Print – newspapers, magazines, catalogs, newsletters
o Phone, mail, fax
Radio & TV,
o Internet – through websites, blogs, social networking sites, email, video & Audio podcasts
o Teleseminars & webinars
o Mobile media – Blackberrys and mobile or cell phones
o And lets not forget in person public speaking and networking

Now that range adds a level of complexity. But choice is good and you don't have to use all of these but they are available to you.

In any event you'll either be speaking or writing. Simply narrow down what makes sense for you and your business and use your strengths to work out a plan.

JUST remember the marketing principles remain the same no matter the medium – so the PURPOSE of your marketing is still the same. To persuade prospects to visit you online or offline so you can present your offer.

So where does advertising fit into this?

Advertising is simply a subset of your marketing activities it's the SALES function when you make the sales pitch or "present your offer". This could be verbal or written in all the same media you use for your marketing communications. What adds to the confusion is sometimes big companies use image based ads for awareness so the "sales pitch" isn't obvious.

But the primary purpose of advertising is to SELL .

So you create ads in one form or another and get them in front of your audience.

Small businesses can't afford to waste money on image advertising that is designed for the masses to promote a well known brand. It simply isn't designed to sell, NOW.

What I do and recommend is Direct Marketing which is based on one-on-one relationships and uses proven direct response advertising techniques instead of mass advertising.

The purpose of a direct response advertisement is to get a response, NOW! Which means these ads actually ask the prospect to DO something.

Whether you're building a list, selling a product or service, an appointment or even something you are giving away – you still need to "sell" it to your prospect. And ask them to take the action you want them to take to move them through the sales process.

In a nutshell, advertising is a subset of marketing and direct response marketing and advertising is the champion for small business.

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